The Do’s and Don’ts of Dealing with Insurance Companies in St. Pete and Pinellas Park

DON’T

Sign a waiver or release

You may be anxious to get the claim handled and put this accident behind you, but remember things you sign now can have big consequences later. A wavier may be having you sign away your right to sue. Carefully review any documents that need to be signed and seek the counsel of an experienced personal injury attorney to assist.

DO

Keep Records

During the claims process with your insurance company or the at-fault person’s, you will need to provide evidence of medical records, bills, payments, and other items to prove your expenses. 

DON’T

Admit liability to the adjuster

The insurance adjuster, especially if they are from the other driver’s company, can deny or reduce your claim’s value for this reason. In Florida, comparative fault rules mean that the other driver is liable for their percentage of fault in the accident, even if you are at greater fault. However, admitting fault to the insurer makes it harder to determine whether the other driver had any fault which affects your claim.

DO

Keep up with medical care

Seeking medical care for your injuries and following all recommendations for follow-up care not only puts you on the path to recover but also supports your claim for damages. 

DON’T

Take a low settlement offer

Many accident victims, especially if you have not handled the claims process before, may be tempted to take a low offer due to believing it’s the only option. In a majority of cases, there is plenty of room for negotiation with the insurance company to increase the value.  

DO

Hire Oldham & Delcamp after your car accident so you don’t have to deal with the insurance company again. Our experienced personal injury attorneys are ready to handle your claim and ensure you receive adequate compensation for your injuries!